How to find a mortgage

Read our latest article containing precious tips to finding the right mortgage for you.

Most homebuyers need help to finance the purchase of their home. There’s plenty of information and expertise to help choose a mortgage that’s right for you but do you know where to find it?

We’ve written this short article with some precious tips to finding the right mortgage. We hope you find it useful.

So you have been looking for a house to buy and have found the “dream home” that’s perfect for you. Now all you need to do is pay for it and collect your keys. Is it really that simple?

Here are 4 great tips to help you on your journey to help find the right mortgage.

Knowledge is Power

How much do you know about mortgages? Do you know:

  • The different kind of products available on the market?
  • How to use a mortgage calculator and overpayment calculator?
  • The differences between Principle & Interest Only mortgages?
  • What happens if you get things wrong?
  • About fees and how to save money?
  • Where to find advice?
  • What you need to get a mortgage?
  • What repayment options are available to you?
  • The important key phrases in the industry?

If you would like to learn more about mortgages and the different products available on the market, Click here and arm yourself with knowledge on mortgages.

Go Online

We recently wrote an article on how to sell your house. In that guide, we said that over 90% of people set out to find their home online. Did you know that in 2017, Google accounted for over 79% of all global desktop searches? That’s 63,000 searches per second in any given day!

There is plenty of information about mortgage products online and helpful forums too. You can find information on discount mortgagesfixedtrackerBuy-to-Let and so much more. There are also specialist mortgage comparison websites like MoneySuperMarket, money advice websites like and the Mortgage Advice Bureau to name but a few. provide a valuable service offering thousands of impartial reviews for you to read.

Mortgage Brokers

Most of us see specialists who can solve or cure our problems. Accountants are great in helping with complex tax affairs, a GP will prescribe you the right medication to cure an illness and a solicitor will help you with setting up a contract, so it stands to reason that a qualified mortgage broker can give valuable advice on helping find the best mortgage for you.

Good mortgage brokers will have a panel of lenders specialising in a variety of loans and help people who are first time buyers, self-employed, adverse credit history or even those who may have a small deposit to put down. A good broker will be able to direct you to a lender with a mortgage product most suitable to your needs and most likely to accept your application.

In our opinion, a blend of arming yourself with knowledge, going online and speaking to a reputable mortgage broker is a good start!

Need help? At Nicholas Humphreys (Sheffield – Broomhill & Crookes), we are always happy to help you. Whether you are looking to buy or sell a home, invest in property, buying or renting a HMO (House in Multiple Occupancy) or looking to rent a family home or search for student accommodation in and around Sheffield.

Call us on 0114 470 4715 or e-mail Our office is open 7 days a week from 8am to 8pm.